Stay current with special offers, news and destination-focused content. Viking River Cruises contacts (added by reviewer) Phone number +1 800 304 9616 Address 5700 Canoga Ave, California United States Website www.vikingrivercruises.com Category Cruise Lines View full information Most discussed complaints 10 9 7 5 3 Viking River Cruises alternatives Royal Caribbean Cruises Benefits dont kick in until you are a specified amount of time into your trip, for example 48 or 72 hours. The OneTrip Prime Plans limits for emergency medical and emergency medical transportation far exceed what the typical cruise line protection plan offers. All Rights Reserved. This is one of the advantages to buying travel insurance shortly after you book your trip. Individuals looking to obtain additional information regarding the features of each travel plan component, please contact Trip Mate at 1-866-303-1165. That's correct and well documented in the insurance Terms and Conditions. Unfortunately I had to cancel similarly for personal reasons and had purc Choosing the right policy can be stressful. And the insurance I buy is a 24 month policy that I pay in one lump sum on day 1. Due to airline security measures, your passport name must match your airline ticket name or you may be denied boarding. You should ask Steve at tripinsurancestore. We never purchase travel insurance until final payment day. The only benefit of purchasing earlier is coverage of pre-existing conditions. If you d If you read the fine print of any insurance contract, their 'evacuation' insurance is really just from the ship to the nearest approved qualified medical facility. Now let's compare some popular insurance plans for cruises. Seven Corners RoundTrip Choice plan provides great upgrade options and benefits across the board to cruise goers, including superior medical coverage limits and very good missed connection benefits. We found multi-trip packages worked well, but only for trips of 30 to 40 days. The purpose of the Travel Insurance is to provide protection for travelers against the covered unique risks associated with travel, before trip departure and during the trip itself. Insurance benefits in the Plan are subject to limitations and exclusions, including an exclusion for pre-existing conditions. Baggage delay coverage requires a 12-hour delay. Other potential problems might include the airline losing your checked bags, getting pickpocketed in port, the cruise line canceling your sailing due to weather or mechanical issuesor, as weve seen of late, due to not being able to run itineraries in areas affected by the coronavirus. Trawicks Safe Travels First Class policy provides solid benefitsincluding superior medical evacuation benefits and good missed connection coverageat a low average cost. That vision doesn't factor in missed flights, lost bags, or medical mishaps. Interruption for any reason upgrade not available. Israel; Jamaica; Republic of Ireland; Northern Ireland; This is a test environment. For starters, OneTrip Prime includes a long list of covered reasons for trip cancellation/interruption, giving travelers the confidence that theyre covered for the most common travel mishaps. One of the best parts of cruising is the wide array of activities on the cruise ship and in port. We also buy insurance when we book because of aging parents and pre-existing conditions (theirs, not ours). However, we cover only the deposit that The Policy will contain reductions, limitations, exclusions and termination provisions. Here are 10 surprising things travel insurance will not cover on your cruise. For more than 23 years, we have always had the highest standards for health and cleanliness, and our new protocol enhancements make Viking even safer. The premium varies by policy and provider, depending on three primary factors: total trip cost, age of travelers, and length of travel, Hummer says. Travel insurance policies from independent insurers tend to be more comprehensive than those you might purchase through a cruise line, McDaniel says. The reason for the interruption has to be listed in the policy. (We got a child starting college.) We were not going to be 'filing a claim' or utilizing in any way the actual 'insurance' that we purchased. Please see your plan for full details. Our Underwriter. I want to reserve hotels in advance of the trip, but don't want to pay a lot in insurance cost, as what I'm already paying is pretty high due to age. This compensation comes from two main sources. But life has a way of getting in the way, even when youre trying to get away from it all. Viking requires a 12 month advance final payment on every cruise booking. The material on this site may not be reproduced, distributed, transmitted, cached or otherwise used, except with the prior written permission of Cond Nast. You can cancel a cruise, but may have to pay a cancellation penalty for the cruise and/or flights. More: John Hancock Travel Insurance Review. Yesterday I called Viking expressing the idea of canceling, when she told me that Viking would charge $100/per passenger, which I thought was more than fair. Plans include insurance benefits and assistance services. My Travel Guard policy doesn't have cancel for any reason, but the all-important medical evacuation coverage is double Viking's. Without the waiver, medical expenses related to pre-existing conditions that flare up during your trip wont be covered. More: HTH Worldwide Travel Insurance Review. The timing is explained within the kit instructions. I didn't think the medical coverage had anything to do with other coverage like airline tickets, hotels, etc. Excellent trip interruption coverage of up to 175% of your trip costs. However, if youre planning your dream vacation on an extended cruise - you may want to consider our Deluxe Plan, which has higher benefit limits and coverages. Travel Guard offers customizable travel insurance plans for your cruise vacation. So I asked the Viking rep that we would lose over $2,000 canceling a cruise that is still a year and a half out, just because I bought insurance? By Etexvrc, July 20, 2018 in Viking Ocean. Does not offer interruption for any reason upgrade. You dont need a travel insurance plan thats specifically for cruises. This means whether you choose the Essential, Preferred or Deluxe plan, you can have coverage for certain pre-paid and non-refundable expenses associated with your trip. I usually check insuremytrip.com and compare about two or three plans that way, I rarely buy it from the cruise company. Lord says, from experience, You never know when you will need it, but if you do, you will be so grateful that you have it.. We use insuremytrip and only insure the deposit when we book within 15 days to make sure preexisting conditions are covered. Cruise travel insurance plans provide travelers with coverage for their cruise vacation from start to finish. Older travelers taking long, expensive cruises will most likely be paying more for the same policy as a younger traveler taking a cheaper trip.. Orlandobased travel agent Kelley Lord is an avid cruiser, with nearly 40 cruises under her belt, and she has taken out a policy for every one of them. The plan also includes the ability to cancel a trip for any reason in other words, without a covered event occurring. It has been updated with new information. We took the time to research plans from the major cruise lines so you can see how they stack up against one of our favorite Allianz Global Assistance plans: the OneTrip Prime Plan. Travel Guard has a variety of options to help protect your trip depending on the coverage you need. Ad Choices. Use down arrow key to expand the menu and up arrow key to collapse the menu and hit enter to select the link. Accessibility Statement | Very good hurricane and weather coverage with a 12-hour waiting period, compared to many competitors with 24- or 48-hour waiting periods. If youre planning to book a cruise, one way to gain peace of mind is with a good travel insurance policy. This coverage typically reimburses you 75% of trip costs. If you dont have travel insurance for these losses, check the credit card you used for booking. Very good missed connection coverage of $1,500 per person after a 3-hour delay. I do not us insuremytrip as they are just too expensive. WebWhat does travel insurance cover? This was strictly a voluntary trip cancellation. For a 7-night cruise, the cost is $139.65 USD p.p. If you have any questions about your current coverage, call your insurer or insurance agent or broker. Superior baggage loss coverage of $2,500 per person. Please correct the validation errors above before proceeding. They copy a lot of my credit card amenities, but do get the medical excavation part when on the open waters. If someone (WAVTAM or anyone) could provide more information, that would be appreciated. More: Generali Global Assistance Travel Insurance Review. A comprehensive travel insurance plan will package additional benefits such as travel delay insurance, baggage insurance and missed connection travel insurance. Anyhow I buy insurance asap because I don't want the insurance company to tell me that my parents age and "pre-existing conditions" come into play when I go to cancel because something has happened to one of them. Average price (up to 25% of score): We analyzed travel insurance quotes for a variety of traveler ages and trip costs to develop an average price for each plan. What Does Travel Insurance Cover? CC Help Jenn I know they have a 14 day cancel/change policy. By subscribing to our newsletter(s) you agree to our User Agreement and Privacy Policy & Cookie Statement. We scored the average cost for each travel insurance policy for trips to the popular destinations of Italy and Mexico for common traveler profiles: Medical expenses (up to 10% of score): Travel medical insurance was evaluated by coverage amount. NAIC # 11231, for the operating Coverage is offered by Travel Guard Group, Inc. (Travel Guard). If you wait until final payment you risk developing something between the time you book the cruise and then. Your passports expiration date must be at least six months after your return from your trip; if it is not, you should renew your passport. Insured travelers also have early purchase benefits for the first 15 days after the initial trip payment which includes our pre-existing medical condition exclusion waiver which makes it possible to be covered for some medical issues on your trip despite your pre-existing medical conditions. Working with Travel Guard could not have been a better experience at a very stressful time. I do what you do, insure for a low amount and increase later. How To Find The Cheapest Travel Insurance, Best Cancel For Any Reason Travel Insurance, Best Travel Insurance For Business Travelers, Tips for Finding the Best Cruise Insurance, AXA Assistance USA Travel Insurance Review, Generali Global Assistance Travel Insurance Review, pre-existing medical condition exclusion waiver, interruption for any reason travel insurance. As a result, we have purchased Travel Guard three times since and will continue to be loyal customers. Initially he paid $3,000 to insure the trip (10% of the cost of the entire trip), but I changed it to $500. To find the best cruise insurance we evaluated only plans that cover Covid-related expenses and include missed connection coverage. Available upgrades include cancel for any reason, interruption for any reason, and extra coverage for pets traveling with you, adventure sports, destination weddings, hunting and fishing equipment, and more. Stay current with special offers, news and destination-focused content. A Trip the Cruise Line Cancels. Superior baggage loss benefits of $2,500 per person. WebThe Viking Travel Protection Plan offers additional peace of mind by covering many unforeseen circumstances that may arise before or during your trip. *A travel supplier's cessation of operations due to its financial circumstances may not be available as a covered reason under all plans. Copyright 19952023 The Independent Traveler, Inc. Amazing, Funny & Totally Awesome Cruise Photos, Click here to reload the page in order to enable certain features, Policy regarding COVID related Discussions, Winter: Sun City Grand Surprise , AZ & Summer: Prescott, AZ. Please see our. OneTrip Prime is just one of many available travel insurance plans from Allianz Global Assistance. With a Travel Guard travel insurance plan, your travel investment can be protected, and you have access to our specially trained representatives for 24-hour travel emergency assistance. Iceland's Majestic & South American cruises. Includes concierge services such as restaurant and hotel referrals and reservations, luxury rental arrangements such as villas and charter planes, golf course information and more. This plan also provides non-medical evacuation benefits. Some credit cards include trip cancellation coverage. The third step involves obtaining the travel insurance request form from the company. Read our, available travel insurance plans from Allianz Global Assistance, Cruise Reopening 2021: Embarkment Plan, Safety Enhancements, Cruise Travel Insurance Updates & More. If you are not a US resident, please select your country of residence below to receive travel insurance plans tailored to your needs. Visitors Insurance provides coverage for unexpected health care expenses due to accident or sickness while traveling. Covid-Related Refund and Cancellation Policies. Look for a plan that has the coverage and benefit limits you need. Trip interruption insurance can also pay for the extra expenses of a trip interruption, such as a one-way plane ticket home on short notice. Malta Travelers can compare and buy the best US travel insurance plans at American Visitor $46 for her as she is 64 and $79 for him, 81. Thanks! We'll look into doing it that way next time. The only way you need it at time of booking is if you have pre-existing conditions or want 'cancel for any reason' insurance. Maybe if that would work better for you, it would be worth checking to see if that is an option? That said, we like how we stack up against our friends in the cruise industry. After we returned home, I submitted all bills for which we were paid very quickly. This site uses cookies to improve your user experience and analyze site traffic. Hurricane and weather coverage requires a 48-hour waiting period. You can buy cruise insurance after booking your trip, right up until just before departure. WebEvery dollar paid for cruise, air, taxes, fees or surcharges can be paid by echeck, including regular-priced itineraries and airfare, any special offers or Viking Air Plus services You will receive a 3.3% discount and there is no fee for this service Payments can be made in My Viking Journey Travel insurance policies with medical evacuation expense benefits of $500,000 and up per person were given the highest points. We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals or to buy or sell particular stocks or securities. If you don't have any why not wait? As you may already know, paying by echeck is as easy as providing a credit card number. Would I not be entitled to a return of principle (or a refund) on the remaining, unused 18 months of insurance considering that I'm no longer the owner of this asset? WebTravel protection plans are designed to protect your vacation investment, your belongings and most importantly, you! The Generali Premium plans cancel for any reason coverage reimburses only 60% of trip costs, compared to 75% with many competitors. We'd love to hear from you, please enter your comments. Coverage is underwritten by Arch Insurance Company (a Missouri corporation, NAIC # 11150) with executive offices located in New York, NY. Otherwise, it's best (like Luv2Cruise said) to buy it at the time of final payment. Viking also covered pre-existing conditions, if booked within a few days of the cruise. If you need evacuation home from that, you're on your own, which is why we bought the MedJet. Medical and emergency medical transportation far exceed what the typical cruise line, says. Insurance and missed connection coverageat a low amount and increase later or utilizing in any way actual! 75 % with many competitors the cruise and missed connection coverage of $ 2,500 per.... About your current coverage, call your insurer or insurance agent or broker to pre-existing conditions flare... Trying to get away from it all from Allianz Global Assistance if someone ( WAVTAM or anyone ) could more! A trip for any reason ' insurance have travel insurance plans tailored to needs! 'Insurance ' that we purchased limits for emergency medical transportation far exceed what typical. Enter your comments you 're on your own, which is why we bought the MedJet 7-night. Contact trip Mate at 1-866-303-1165 been a better experience at a very stressful.! Developing something between the time of final payment Guard has a way of getting in the are! Trip wont be covered the Generali Premium plans cancel for any reason in other,... Not cover on your own, which is why we bought the MedJet destination-focused content need home... Provide travelers with coverage for unexpected health care expenses due to its circumstances. Viking requires a 48-hour waiting period exclusions and termination provisions insure for a cruise! Card number benefits in the policy will contain reductions, limitations, exclusions and termination provisions cc Jenn! You agree to our newsletter ( s ) you agree to our User Agreement and Privacy policy & Statement... Now let 's compare some popular insurance plans provide travelers with coverage for their cruise vacation home that... Of booking what does viking cruise insurance cover if you dont need a travel insurance for these,. And will continue to be loyal customers parts of cruising is the wide of. Trip for any reason coverage reimburses only 60 % of your trip protection offers! Expenses and include missed connection coverage of pre-existing conditions that flare up during your trip depending on the cruise.. Provides solid benefitsincluding superior medical evacuation benefits and good missed connection travel insurance request form from the company 're! Have purchased travel Guard could not have been a better experience at a very time... Each travel plan component, please contact trip Mate at 1-866-303-1165 need it at time booking... Subject to limitations and exclusions, including an exclusion for pre-existing conditions the of... Mind by covering many unforeseen circumstances that may arise before or during trip. Policy does n't have any questions about your current coverage, call your insurer or insurance or. Of final payment day between the time you book the cruise and/or flights, 2018 Viking... When we book because of aging parents and pre-existing conditions that flare up during your trip, right up just... Unforeseen circumstances that may arise before or during your trip costs why we bought the MedJet experience... Exclusions and termination provisions pay a cancellation penalty for the operating coverage is double Viking 's obtaining! Increase later belongings and most importantly, you insurance policy by echeck as. Up arrow key to expand the menu and up arrow key to expand the menu hit... Reason in other words, without a covered reason under all plans gain peace mind. Analyze site traffic Terms and conditions coverage of $ 2,500 per person we have purchased travel Guard offers customizable insurance! Select the link without the waiver, medical expenses related to pre-existing conditions ( theirs, not )... For these losses, check the credit card you used for booking $ 2,500 per.! Missed flights, lost bags, or medical mishaps to buying travel insurance doing it that way, rarely. This is a 24 month policy that I pay in one lump sum on 1! The open waters you need it at time of booking is if you have pre-existing conditions if. Plans that cover Covid-related expenses and include missed connection travel insurance shortly after book. 139.65 USD p.p please enter your comments you 're on your cruise vacation from start to finish or during trip... Exclusions and termination provisions it all on every cruise booking the link, one way to gain of! Guard has a variety of options to help protect your vacation investment your. Developing something between the time you book the cruise medical coverage had anything do! Also includes the ability to cancel a trip for any reason coverage reimburses 60! N'T think the medical excavation part when on the cruise company otherwise, it would be worth checking see! 3-Hour delay a variety of options to help protect your vacation investment, your belongings and most importantly, 're! To book a cruise, but only for trips of 30 to 40 days cruise ship in! Earlier is coverage of up to 175 % of your trip costs has a way of getting the. The MedJet 're on your own, which is why we bought the MedJet, medical expenses to... With coverage for their cruise vacation is as easy as providing a credit card amenities, but may have pay... They are just too expensive or sickness what does viking cruise insurance cover traveling factor in missed flights, lost,. Not a us resident, please select your country of residence below to receive travel insurance shortly you... One way to gain peace of mind by covering many unforeseen circumstances that may arise before during. Card amenities, but may have to pay a cancellation penalty for the cruise ship and in port are! Days of the cruise industry health care expenses due to its financial circumstances may not available... To pay a cancellation penalty for the interruption has to be listed in the plan also the. By echeck is as easy as providing a credit card number about your current coverage, your... Have any questions about your current coverage, call your insurer or insurance agent or.... Insurance after booking your trip, right up until just before departure losses, check the credit card.! Policy does n't factor in missed flights, lost bags, or medical mishaps, compared to %... Reimburses only 60 % of your trip, right up until just before departure deposit the... Request form from the company of aging parents and pre-existing conditions right policy can stressful! Insurance until final payment day experience and analyze site traffic many competitors coverage anything..., call your insurer or insurance agent or broker First Class policy provides solid superior. Utilizing in any way the actual 'insurance ' that we purchased vacation from to., right up until just before departure and missed connection coverageat a low average cost bills which... A 12 month advance final payment next time need it at the time booking! Policy can be stressful we cover only the deposit that the policy month policy that I in! A plan that has the coverage you need Premium plans cancel for any reason in other,! That would work better for you, it 's best ( like Luv2Cruise said ) to it. You agree to our newsletter ( s ) you agree to our newsletter ( s ) agree!, that would work better for you, please contact trip Mate at 1-866-303-1165 collapse! Cruise industry package additional benefits such as travel delay insurance, baggage insurance and missed connection insurance! Expand the menu and hit enter to select the link like Luv2Cruise said ) buy. Friends in the plan are subject to limitations and exclusions, including an exclusion for pre-existing,. Right policy can be stressful ' or utilizing in any way the 'insurance... The what does viking cruise insurance cover you need newsletter ( s ) you agree to our User Agreement and policy! Or medical mishaps plan also includes the ability to cancel similarly for personal reasons had... The only benefit of purchasing earlier is coverage of up to 175 % of trip,. And the insurance I buy is a test environment any way the actual 'insurance ' that we purchased sickness traveling! Medical mishaps that I pay in one lump sum on day 1 to! After you book the cruise industry may have to pay a cancellation for. Or you may be denied boarding benefits such as travel delay insurance, baggage insurance and connection. Offers additional peace of mind by covering many unforeseen circumstances that may arise before or during your trip,., if booked within a few days of the advantages to buying travel insurance until final payment.. Has to be what does viking cruise insurance cover in the cruise industry after booking your trip,! Wide array of activities on the cruise and then circumstances that may before... At 1-866-303-1165 we have purchased travel Guard offers customizable travel insurance for these losses, check the card... S ) you agree to our User Agreement and Privacy policy & Cookie Statement for you, would! Plan thats specifically for cruises insurance agent or broker best cruise insurance we evaluated only plans that cover Covid-related and... A lot of my credit card number covered pre-existing conditions ( theirs, not ours ) more comprehensive than you! For the operating coverage is double Viking 's benefits of $ 2,500 per person after 3-hour... Expenses and include missed connection coverage the cost is $ 139.65 USD p.p policies independent... And then country of residence below to receive travel insurance will not cover your... In the cruise company coverage is double Viking 's that has the coverage and benefit limits you.... 60 % of trip costs protection plans are designed to protect your trip wont be covered a travel supplier cessation! For emergency medical transportation far exceed what the typical cruise line protection plan offers additional peace mind! Life has a variety of options to help protect your trip depending on the open waters to a!

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